Payment Policy

How do I pay for a GardeningCrop purchase?

GardeningCrop offers you an Online payment method. For your online mode of payment, you can rest assured that GardeningCrop’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Gift Card, and Wallet to make your purchase.

GardeningCrop also accepts payments made using Visa, MasterCard, Maestro, and American Express credit/debit cards in India and 21 other countries.

Are there any hidden charges when I make a purchase on GardeningCrop?

There are NO hidden charges when you make a purchase on GardeningCrop. List prices are final and all-inclusive. The price you see on the product page is exactly what you would pay.

Delivery charges are not hidden charges.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and 21 other countries.

Credit cards

We accept payments made using Visa, MasterCard, and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D Secure password.

Debit cards

We accept payments made using Visa, MasterCard, and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

Is it safe to use my credit/debit card on GardeningCrop?

Your online transaction on GardeningCrop is secure with the highest levels of transaction security currently available on the Internet. 

All credit card and debit card payments on GardeningCrop are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does GardeningCrop take to prevent card fraud?

GardeningCrop realizes the importance of strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine cardholder. We apologize for any inconvenience that may be caused to customers and requests them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

Can I use my bank's Internet Banking feature to make a payment?

Yes. GardeningCrop offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this, you can directly transfer funds from your bank account, while conducting a highly secure transaction.

We accept payment through Internet Banking for the following banks:

ABN Amro BankAxis BankAllahabad BankAndhra Bank
Bank of Bahrain and KuwaitBank of BarodaBank of IndiaBank of Maharashtra
Bank of RajasthanCentral Bank of IndiaCitibankCity Union Bank
Corporation BankDeutsche BankDevelopment Credit BankDhanlaxmi Bank
Federal BankHDFC BankICICI BankIDBI Bank
ING Vysya BankIndian Overseas BankIndian BankIndusInd Bank
Jammu & Kashmir BankKarnataka BankKarur Vysya BankKotak Mahindra Bank
Lakshmi Vilas BankOriental Bank of CommercePunjab National BankRoyal Bank of Scotland
South Indian BankStandard Chartered BankState Bank of HyderabadState Bank of India
State Bank of MysoreState Bank of TravancoreSyndicate BankTamilnad Mercantile Bank
Union Bank of IndiaUnited Bank of IndiaVijaya BankYES Bank

Can I make a credit/debit card or Internet Banking payment on GardeningCrop through my mobile?

Yes, you can make credit card payments through the GardeningCrop mobile site. GardeningCrop uses secure and trusted payment gateways managed by leading banks.